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The Johns Hopkins Federal Credit Union

Apply for a Loan or Credit Card at JHFCU

JHFCU offers Credit Cards and a full range of loan products, such as vehicle, personal, and home loans (please fill out our prequalification form) at great rates. Applying is easy (must be a member of JHFCU), and we are committed to providing an answer as soon as possible. We also offer a number of repayment methods to make a JHFCU loan both economical and convenient!

To apply for a credit card or loan please log in to your account. (For first mortgages please call us at 410-534-4500, option 4)    


Most applications are processed within seconds of receipt. Applications that are submitted and not approved immediately will be reviewed, and you will be contacted by phone or email as soon as possible. Please note you may be asked to provide additional information including:

  • a copy of your most recent pay stub or other proof of income
  • the purchase order, if you're purchasing a car
  • a list of the bills you wish to pay off, for bill consolidation
  • other documents, depending on loan type and application-a loan officer will specify if needed.

If you have any questions about our online loan application, or about a loan product, please call our Member Service Representatives.